AAffirm, previously known as PayBright, is a prominent installment payment platform in Canada that offers shoppers the convenience of buying now and paying later. This platform allows customers to make purchases right away while dividing the payments into manageable installments over time by choosing Affirm as their payment method during checkout.
Please take note of the following details: Our promotion codes cannot be used in conjunction with Affirm financing. Approval is subject to a credit check, and purchases under $100 are not eligible for financing. For purchases exceeding $500, you can opt to pay over three months with 0% APR. For purchases between $100 and $500, you can pay over four bi-weekly installments with 0% APR. In case you need to re-evaluate your application, provide additional information for approval, or encounter difficulties with the process, feel free to reach out to Affirm directly at 1(877)276-2780.
To use Affirm as your payment method, add items to your Cart and proceed to Checkout. Follow the usual checkout process and choose Affirm as your payment method. You will be directed to complete a straightforward online application and receive an instant approval decision. Once approved, confirm your payment plan details with Affirm.
For details, terms and conditions, head on to the Affirm website to find out more. You can also check out their comprehensive list of FAQs on their website for more information.
You can conveniently authorize Affirm to withdraw payments from your Canadian bank account or your Visa/Mastercard debit/credit card. However, for bi-weekly interest-free plans, only debit/credit card payments are accepted.
Affirm payment plans are not available for orders under $100 or over $15,000.
Affirm payment plans are available to Canadian residents above the age of majority, which is 18 or 19, depending on your province.
Upon verifying your phone number, you will receive a one-time SMS password to authenticate your identity. Once verified, you will be prompted to provide a few additional details for an instant decision. If your application is approved, you will proceed to set up your repayment method with Affirm and accept the terms and conditions of your payment plan.
No—your credit score won’t be affected when you create an Affirm account orcheck your eligibility. If you decide to buy with Affirm, this may impact yourcredit score. You can find more information in Affirm’s Help Center.
There are no penalties or fees for early repayments. To pay off your current balance, please login to the Affirm Customer Portal with the phone number youused to sign up with. If you have any additional questions about your account or payment schedule, send a message here.
Regrettably, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method. For further information, please contact Affirm.
Purchases made using Affirm are subject to our standard return policy . Any returns will be processed by our website, and your Affirm loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by Affirm.
Affirm payment plans are applied to your entire order. To use Affirm for only part of your purchase, please complete two separate transactions with different payment methods.
Some conditions apply and all transactions are subject to approval by Affirm. Estimated monthly payments amount excludes taxes, shipping, and other fees. Your monthly payment amount, the interest you will pay, and the loan terms available may vary depend on your personal credit profile.